Apps That Pay to PayPal: Minimums & Fees

Plenty of apps that pay to PayPal exist, and on the surface they look alike: earn points for games, offers and surveys, then cash out. The differences that matter are in the small print: how much you need before you can withdraw, whether a fee comes off the top, and whether PayPal is offered at all.

We compared eight popular reward apps on exactly those points. The figures below come from each app's help pages and independent reviews, and they change often, so treat them as approximate, at the time of writing (September 2026) and check the app's cash-out screen before you commit time.

One thing none of them change: these apps pay small amounts for real activity. For the honest picture of what that adds up to, see how much PayPal cash you can really earn from apps.

Approximate figures at the time of writing. "Minimum" is the smallest PayPal cash-out.

• Swagbucks. One of the longest-running reward sites, with 100 SB = $1. It has the widest range of ways to earn, including shopping cashback and receipt scanning, which suits people who shop online anyway. PayPal from roughly $3–5.
• Freecash. Strong on high-paying offers and game milestones, with fast PayPal payouts once you're set up. Expect an ID and selfie check on your first cash-out and about a 5% PayPal fee; crypto and gift cards avoid the fee.
• KashKick. Simple US-focused app with games, surveys and offers. $10 minimum, paid via PayPal or Venmo, with a short review period before payment.
• InboxDollars. Survey- and video-heavy, balances shown in dollars. The first cash-out is around $15, then about $10 after that.
• Poll Pay. Surveys only. Its minimum has risen over time to roughly $10–25, which is a long way to go on surveys alone.
• Cash Giraffe. Very low PayPal floor (about $0.20) for playing games, but payouts are in euros, so you lose a little on conversion. Some users report PayPal isn't shown to every account.
• Mistplay. A popular play-to-earn app, but gift cards only. Great if you want Amazon or Google Play credit; not an option if you want PayPal.

To be fair to all of them: each is a real, established app that pays its users. Which one suits you depends on how you like to earn. If games are your thing, our guide to earning PayPal money by playing games goes deeper.

Minimums and fees are only part of the story. Before you commit to any app, it's worth knowing about:

• Pending periods. Many apps hold offer and game rewards for days or weeks while the advertiser confirms them. Big rewards are usually held longest.
• Identity checks. Most apps verify new accounts at the first cash-out to stop fraud. It's normal and usually happens once.
• Currency. An app that pays in another currency costs you a little on conversion every time.
• Which methods you actually see. Some apps show PayPal only in certain countries or only after you've been active for a while.

Granny Rewards is a free Android app and website. You earn coins from games, offers, surveys, short videos, a daily check-in bonus and inviting friends, at 1,500 coins = $1. PayPal cash-outs come in two sizes:

• $5 to PayPal for 7,500 coins
• $10 to PayPal for 15,000 coins

Where it stands out is the combination: a low $5 minimum, no cash-out fee and several ways to earn in one place, so a slow week for surveys doesn't stall you. Gift cards are available too on the redeem page.

PayPal cash-outs unlock as you complete offers, surveys, games and ads. We're upfront about that because it's the reason the app can keep paying: every payout is backed by real advertiser revenue from that activity. Cash-outs are reviewed and sent after a quick verification. You can see the current options on the withdraw page.

Where others may suit you better: Swagbucks if you want shopping cashback, Mistplay if you only want gift cards, and Cash Giraffe if a sub-$1 first payout matters more to you than being paid in dollars.

• Match the minimum to your pace. If you'll only use an app for a few minutes at a time, a $5 minimum you can actually reach beats a bigger one you never hit.
• Work out the fee on your payout. A 5% fee is 25 cents on $5. Small, but it adds up over many cash-outs.
• Check PayPal works in your country. PayPal itself works across the US, UK, Canada and Australia, but some apps limit which countries see PayPal, or pay in another currency.
• Avoid anything that asks for money up front. No legit app charges to unlock a withdrawal. If you see "PayPal money generators" in your search results, read why they're scams.

New to all this? Start with our overview of legit ways to get free PayPal money, or the wider guide to making money online.

PayPal is a trademark of PayPal, Inc. Granny Rewards is not affiliated with or endorsed by PayPal. Other app names belong to their owners; figures are approximate and based on public help pages and reviews at the time of writing.